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Chocolate Chip Banana Bread is made in one bowl with simple ingredients! It’s ultra fluffy and moist, with a crisp top and melty chocolate chips in every bite. This is the perfect quick baking project for a weeknight, or to make with your kids!

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This recipe was originally published in April of 2020, but I’ve just updated it to make the recipe easier and more delicious, and to give new photos. A few folks have reached out asking for the old version of this recipe, which used sweetened condensed milk – I’ve included the old version of the recipe below the recipe card at the very bottom of this post.

If this is your first time making banana bread, never fear – this easy recipe has been a staple in our home for years and I’ll walk you through each simple step.

Why you’ll love Chocolate Chip Banana Bread:

  • Plush Banana Bread – This moist chocolate chip banana bread is moist & plush!
  • Chocolate Chips – We’re adding lots of chocolate chips to make this loaf of banana bread extra rich and delicious.
  • Easy Quick Bread – This quick bread comes together quickly, in one bowl! It’s the best Chocolate Chip Banana Bread – points for flavor, points for ease!
A close-up of slices of fluffy & moist banana bread, studded with melty chocolate chips.

Ingredient Overview:

  • Bananas – Use bananas that are very ripe – if they’re brown on the outside, they’re perfect! This is one of our favorite ways to use up overripe bananas (these Healthy Banana Muffins are another favorite!)
  • All-purpose flour – Spoon & level your flour, or use a scale. Scooping the measuring cup directly into your bag or container will lead to too much flour.
  • Granulated sugar – Granulated sugar adds a bit of sweetness and helps keep the bread moist.
  • Eggs – Use large eggs.
  • Cinnamon – Cinnamon adds depth of flavor, but if you aren’t a fan of cinnamon you can omit it.
  • Chocolate Chips -Semi-sweet chocolate chips are the perfect addition to banana bread. Use semi- sweet chocolate chips or dark chocolate chips – milk may be a bit too sweet here.

Recipe Substitutions & Variations:

  • Dairy-free – Use dairy-free butter and chocolate chips to make this recipe dairy-free.
  • Gluten-free – I have not tested a gluten-free version of this recipe but I would start with a cup-for cup gluten-free all-purpose flour if you want to try it. Or, try my Gluten-Free Banana Snack Cake!
  • Melted Butter – You may be tempted to swap melted butter for the vegetable oil, but in my many rounds of testing I found that vegetable oil makes a more moist & fluffy bread. This is because oil is a liquid at room temperature, whereas butter is solid (or semi-solid) at room temperature. If you really want to use butter, you can use half melted butter and half oil.
  • Chocolate Chips – Feel free to use mini chocolate chips, or swap half the regular size for mini chips.
  • Nuts – Feel free to add 1/2 cup chopped nuts in place of some of the chocolate chips, or in addition to! Try walnuts or pecans. You can also swap all the chocolate for nuts if you prefer that.
  • Classic Recipe – Omit the chocolate for a classic banana bread.

How to Make this Banana Bread Recipe:

Step 1: Mash your Bananas. Peel and mash bananas on a cutting board with a fork. Set aside.

Step 2: Mix up the Banana Bread Batter. Cream the butter in a large bowl (or medium bowl) with an electric mixer. Mix in the sugar, then mix in the eggs, vanilla, mashed bananas, and water.

Wet ingredients mixed together for banana bread, in a bowl.

Step 3: Mix in the dry ingredients until just combined, then stir in the chocolate chips with a rubber spatula.

Banana bread batter in a mixing bowl.

Step 4: Bake the Banana Bread. Spread batter into a standard loaf pan and add extra chocolate chips on top! The hardest part of this recipe is waiting for it to bake! Your kitchen will start to smell SO amazing as this bakes.

The batter in a prepared pan, with chocolate chips sprinkled on top.

Once it’s a deep golden brown, and a toothpick inserted into the center of the banana bread comes out with just a bit of moist crumb, it’s done!

A loaf of banana bread on a wire rack, with a few slices cut off.

Serving + Storing:

Let it cool for as long as you can possibly bear, on a wire rack, before digging in and cutting a big slice. But, let’s be honest – eating banana bread warm is the only way! Store the cooled loaf in an airtight container or covered tightly at room temperature for 3-4 days.

A straight-on view of a stack of the bread slices.

Just imagine digging in to those melty puddles of chocolate, that crisp golden brown lid, and that soft, moist banana bread. Perfection! Be sure to slather some butter on top of your warm slice! I’ve even been known to spread nutella on mine for a mid-day snack.

Expert Success Tips:

  • Don’t Over Bake – Follow the doneness indicators given in the recipe card below to ensure the perfect bake on this chocolate banana bread.
  • Oven Thermometer – An oven thermometer will tell you if your oven is actually running at the temperature you set it to. Your oven may not be accurate. Accurate oven temperature is crucial for most bakes, so I leave an oven thermometer in at all times to keep an eye on my oven’s calibration.
  • Kitchen Scale – A food scale is the best way to make sure your flour is at the proper weight, since amounts will vary SO widely based on how you measure it, as well as the measuring cup you use, as they are not standardized.

FAQS:

What if my bananas aren’t brown?

If they’re not fully brown, they’ll still work! You can use bananas at varying stages of ripeness, from very ripe to overripe. You want to at least use bananas that are very ripe, even if they aren’t completely brown or black. If they’re more on the underripe side, the bread won’t have the sugar & moisture content it needs (the starch in bananas is converted to sugar as they ripen).

How can I quickly make my bananas brown?

Pop your bananas on a foil-lined baking sheet, with the peels on, and bake at 300 degrees F for about 20 minutes. This will ripen the bananas up quickly. Peel them, drain some of the excess liquid off, and mash them up for use in this recipe.

Can I double this recipe?

Yes! You’ll need two loaf pans if you make a double batch, as it will make two loaves.

Can I halve this recipe?

Yes. I’d recommend baking it in a 6-inch cake pan if you have it, otherwise stick to the standard loaf pan – you’ll just have a loaf that’s half the height. Be sure to start with 20-25 minutes on the bake time, adding more time gradually until done.

Can I bake this recipe as muffins?

Yes! Line your muffin tins with muffin papers (cupcake papers) and fill 2/3 to 3/4 of the way full. Add cinnamon sugar on top for a crisp top, or top with extra chocolate chips. Bake at 350 degrees F for 12-14 minutes, or until a toothpick inserted into the center pulls out moist crumbs.

A close-up on a stack of slices of fluffy & moist bread, studded with melty chocolate chips.

More Quick Bread Recipes:


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A sliced loaf of warm chocolate chip banana bread.
5 from 11 votes

One-Bowl Chocolate Chip Banana Bread

By Stephanie Simmons
This Chocolate Chip Banana Bread recipe is made in one bowl with simple ingredients! It's perfectly soft and moist, with a crisp top and melty chocolate chips in every bite. This is the perfect quick baking project for a weeknight, or to make with your kids!
Prep: 15 minutes
Cook: 1 hour
Total: 1 hour 15 minutes
Servings: 8 to 16 slices
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Ingredients 

  • 1/3 cup vegetable oil, 72 grams
  • 1 cup granulated sugar , 210 grams
  • 2 large eggs, at room temperature
  • 2 and 1/2 medium overripe bananas, peeled & mashed, 230 grams – this is 1 cup
  • 1/2 tsp vanilla extract
  • 1/3 cup milk, at room temperature , I used 2%. Water works too! (80 grams either way)
  • 1 and 3/4 cups all-purpose flour, spooned & leveled or weighed out, 228 grams
  • 1 tsp baking soda
  • 1/4 tsp baking powder
  • 1/2 tsp salt
  • 1/4 tsp cinnamon
  • 1 cup chocolate chips + more for topping , 190 grams + extra for topping

Instructions 

  • Prep: Preheat oven to 350° F. Spray a 9-inch bread pan with nonstick spray and line with parchment paper for easy removal.
  • Mash Banana: Mash banana on a cutting board and measure out your 1 cup/230 grams and set aside.
    2 and 1/2 medium overripe bananas, peeled & mashed
  • Make the Batter: Beat together the vegetable oil and sugar in a large mixing bowl with an electric mixer just until combined, about 30 seconds. Add the eggs and mix on medium high speed for 30 seconds, until well combined. Add the mashed banana, vanilla, and milk and mix until just combined. Mix in the dry ingredients until just a few flecks of flour are visible. Toss the chocolate chips with 1 tsp of flour, then fold into the batter with a spatula or wooden spoon.
    1/3 cup vegetable oil, 1 cup granulated sugar , 2 large eggs, at room temperature , 1/2 tsp vanilla extract, 1/3 cup milk, at room temperature , 1 and 3/4 cups all-purpose flour, spooned & leveled or weighed out, 1 tsp baking soda, 1/4 tsp baking powder, 1/2 tsp salt, 1/4 tsp cinnamon, 1 cup chocolate chips + more for topping
  • Bake: Pour the batter into greased loaf pan. Top with an extra sprinkle of chocolate chips. Insert a butter knife into the batter and drag it down the center – this helps make that nice crack on top of the loaf (don't worry if the line isn't super visible). Bake for 60-67 minutes. When done, the bread will be deep golden brown and a toothpick inserted into the center will have moist crumbs. Place the loaf pan on a wire rack, and immediately lift the bread out (using the parchment paper) and place it on the wire rack.
  • Serve + Store: Slice in immediately! This is absolutely amazing fresh from the oven. Slather on some butter and you're in business. Cover leftovers tightly and store at room temp for 3-4 days or in the fridge for 6-7 days.

Notes

NOTE: If you don’t have overripe bananas, there’s a quick trick you can use. Pop your bananas (peels on) on a foil-lined baking sheet and bake at 300 degrees F for 20 minutes. Voila! Peel and mash, and use as directed in recipe. 
Note: This recipe used to use 1/3 cup softened butter instead of oil. I found that using oil created a fluffier loaf, since oil remains a liquid at room temperature, unlike butter. However, you can do half and half if you really want to use some butter!

Nutrition

Serving: 1slice, Calories: 446kcal, Carbohydrates: 69g, Protein: 5g, Fat: 17g, Saturated Fat: 6g, Polyunsaturated Fat: 6g, Monounsaturated Fat: 3g, Trans Fat: 0.1g, Cholesterol: 48mg, Sodium: 318mg, Potassium: 259mg, Fiber: 2g, Sugar: 43g, Vitamin A: 108IU, Vitamin C: 3mg, Calcium: 49mg, Iron: 2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Like this? Leave a comment below!

A few folks have reached out saying that they really enjoyed the old version of this recipe, which was slightly different and used sweetened condensed milk. Here’s the old version for those that wanted it – enjoy!

  • 3 medium bananas
  • 2/3 cup sweetened condensed milk
  • 2 large eggs
  • 1 cup granulated sugar
  • 1/4 cup vegetable oil
  • 2 cups all-purpose flour
  • 1 tsp baking soda
  • 1/4 tsp baking powder
  • 1/2 tsp salt
  • 1 cup chocolate chips, plus more for topping

Follow the directions as given above, but start by adding the mashed banana, sweetened condensed milk, eggs, and sugar to the bowl. Whisk to combine, then fold in the dry ingredients, then the vegetable oil, then the chocolate chips. Bake at 350 F for 1 hour to 1 hour 20 minutes. Follow the same doneness cues as given above.

Stephanie Simmons

I’m a Mom & Grandma-taught cook + baker, and I’m excited to share my love of all things food with you!

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5 from 11 votes (3 ratings without comment)

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23 Comments

  1. Brittany Walker says:

    5 stars
    This was delicious! The recipe is approachable enough that my 5 year old son was able to mix it up with a little help and it still turned out great!

    1. Stephanie Simmons says:

      So glad to hear you enjoyed this recipe, Brittany!

  2. Layne says:

    Absolutely delicious! I was worried at first because my batter was a little thinner than I expected (I think I overmixed by a hair). But I baked it for 60mins and it came out perfectly! The only thing I did differently was putting my leftover half banana on top because I didn’t want any waste. This was the second recipe I’ve tried and it is another keeper <3

    1. Stephanie Simmons says:

      I’m so glad you enjoyed this recipe, Layne! 🙂 Which other one did you try?

  3. Candace says:

    5 stars
    This bread is down right delicious!! I added walnuts and that took it up a notch. Even my picky eaters asked for thirds! Thank you for sharing.

    1. Stephanie Simmons says:

      Thanks so much, Candace!

  4. Marie B says:

    5 stars
    Absolutely delicious! Proportions are perfection! The baking tip for the bananas worked perfectly as well!

    1. Stephanie Simmons says:

      So glad you enjoyed this banana bread! 🙂

  5. Tommy says:

    5 stars
    What happened to the recipe that had sweetened condensed milk ? That was my favorite , lol . I tried this recipe and prefer the old recipe better . Can you send me the recipe that has the sweetened condensed milk please ? This banana bread is very good , But we here in my house really liked the old one better . Thank you for all your work that you do here .

    1. Stephanie Simmons says:

      Hi Tommy! Thanks so much for trying both versions – I love to hear that! I’ve just updated the post to include the old version of the recipe below the recipe card, at the very bottom. Happy baking!

  6. Nicole says:

    5 stars
    I subbed gluten free flour and it was perfect. Your “breads” never disappoint. Thank you!

    1. Stephanie Simmons says:

      Thanks so much, Nicole! Please be sure to leave a comment & star rating on any of my other recipes you’ve tried – it is incredibly helpful and greatly appreciated! 🙂

  7. Chris in Panamá says:

    5 stars
    This is the BEST banana bread recipe for its taste and ease of making. I made it my own by increasing the chocolate chips to 1 full cup and adding a large handful of craisins (dried cranberries). Sinfully delicious!

    1. Stephanie Simmons says:

      Thanks for your kind comment, Chris! Glad to hear you enjoyed this banana bread and that you made it your own.

  8. Beth says:

    5 stars
    This was the perfect recipe to use up my ripe bananas and an open can of sweetened condensed milk! Very tasty with a very nice texture!

    1. Jane says:

      Hi I am not seeing sweetened condensed milk in the recipe. Did I miss something
      Thanks

      1. Stephanie Simmons says:

        Hi Jane! The old recipe called for it, but I was called away in the middle of updating the blog post – the recipe is accurate, but I need to finish tidying up the blog post, apologies! Please let me know how you enjoy the bread. ☺️

        1. Alisa says:

          5 stars
          Hi I loved the condensed milk recipe “old recipe”, is there any chance you can share it somewhere again or is there a way to reach out and email it? I loved it!

          1. Stephanie Simmons says:

            hi Alisa! I’ve just added the old recipe back to this post, below the recipe card at the very bottom of the page. Thanks for letting me know you loved it – that always makes my day! 🙂

  9. Diane says:

    Question can you add walnuts in place of chocolate chips

    1. Stephanie Simmons says:

      Yes that should be fine!

  10. Mark Gaub says:

    I am not a morning person. But if something would get me out of bed – this amazing banana bread would. I get bananas, chocolate, and bread all together. This will get me up and going. And it is good for lunch or a pick me up later in the day!

    1. Stephanie Simmons says:

      I agree – this is good for any meal! 🙂