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Healthy Banana Chocolate Muffins are made with simple, good-for-you ingredients like oats, bananas, and maple syrup. They’re gluten-free and can easily be made dairy-free & refined-sugar free. Whip up a batch using those brown bananas on your counter for an easy breakfast or healthy snack on the go!

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This recipe was originally published in March of 2018, but I just updated it to shorten the recipe steps and to add fresh new photos.

Why you’ll love these Healthy Banana Muffins:

  • Moist Banana Muffins – These healthy muffins are rich and moist, with lots of flavor! They’re basically like chocolate banana bread muffins.
  • Healthy Recipe – This easy recipe is made with healthy, everyday ingredients, making it a great recipe for a healthy breakfast!
  • Chocolate Flavor – Even though this is a fairly healthy recipe, we’re still adding some chocolate in the form of cocoa powder & chocolate chips – after all, we want extra delicious muffins!
A close-up of a muffin with a bite missing, and gooey chocolate chips.

Ingredient Overview:

The entire recipe with measurements and directions can be found in the recipe card at the bottom of this post.

  • Bananas – Bananas add natural sweetness to these muffins, along with banana flavor.
  • Eggs – Eggs add structure.
  • Oats – This recipe doesn’t require any all-purpose flour – just oats! Pulsing them in the food processor first creates oat flour. Be sure to use certified gluten-free oats if you need them. Oats provide plenty of whole grains to this recipe.
  • Maple Syrup – Maple syrup adds sweetness without adding refined sugar.
  • Chocolate Chips – I definitely recommend using chocolate chips in this recipe, but you can use more or less to fit your preferences.

Ingredient Substitutions:

  • Gluten-free – This recipe is naturally gluten-free, just be sure to use certified gluten-free oats if you have celiac disease.
  • Dairy-free – This recipe can easily be made dairy-free with dairy-free milk and chocolate chips.
  • Vegan – I *think* flax eggs would work in this recipe but I have not personally tested it.
  • Chocolate Chips – Use dairy-free chocolate chips if needed, or even mini chocolate chips if desired.
  • Mini Muffins – Bake these in a mini muffin pan if desired, reducing the bake time to 6-8 minutes to start, adding more as needed.

How to Make Healthy Banana Muffins:

Step 1: Make Oat Flour. Start by pulsing your oats in a food processor until they’re broken down. Congratulations, you’ve just made your own oat flour!

Oat flour in a food processor.

Step 2: Make the Muffin Batter. Mash your large bananas in a large bowl. Then, add the rest of your ingredients and mix until you have a wet, runny batter. It will not be thick. Stir in your chocolate chips.

Two images: one of a bowl of mashed bananas, and one of the muffin batter.

Step 3: Bake the Muffins. Divide the muffin batter between your muffin papers, and pop a few extra chocolate chips on top for a very cute finished muffin. 

A muffin tin lined with muffin papers and filled with the batter.
A pan of the baked muffins.

Serving + Storing:

Sprinkle your Healthy Chocolate Banana Muffins with a little flaky sea salt and be sure to dig in while they’re nice and warm from the oven. I like to re-heat leftover muffins as well, to get the chocolate all nice and melty again. 

Keep in an airtight container at room temperature, for 2-3 days. You can also refrigerate these for about 5-7 days. Try my Healthy Cookie Dough Energy Bites or my Chocolate Granola for more ways to sneak chocolate into a healthy breakfast!

Chocolate muffins on a wire cooling rack, and bottles of milk.

Expert Success Tips:

  • Bake Right Away – Don’t leave the batter to rest on your counter. These are best baked straight away.
  • Chocolate Chips – Don’t skip the chocolate chips! But, you can use a little less if you don’t want as much added sugar.
A close-up of a banana chocolate oat muffin dotted with chocoalte chips and flaky sea salt.

Special Tools:

  • Cupcake Pan – You’ll need a standard size cupcake or muffin tin for these easy banana muffins. (Affiliate link)
Banana chocolate muffins on a wire cooling rack, with chocolate chips scattered around.

More Breakfast Recipes to Love:


Did you make this recipe? Leave a comment & star rating! 

Click the little stars in the header of the recipe card below to leave a comment & star rating, letting me know how you liked the recipe. I take all feedback seriously, & leaving a rating helps my small business immensely!


Banana chocolate muffins on a wire cooling rack.
5 from 16 votes

Healthy Banana Chocolate Oat Muffins

By Stephanie Simmons
These Healthy Banana Chocolate Oat Muffins are made with simple, good-for-you ingredients like oats, bananas, and maple syrup. They're gluten-free and can easily be made dairy-free & refined-sugar free. Whip up a batch using those brown bananas on your counter for an easy breakfast or healthy snack on the go!
Prep: 15 minutes
Cook: 15 minutes
Total: 30 minutes
Servings: 14 muffins
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Ingredients 

  • 2 large overripe bananas, About 1 cup
  • 1/3 cup maple syrup, 106 grams
  • 2 large eggs
  • 3/4 cup milk, Dairy or non-dairy both work, 180 grams
  • 1 tsp vanilla extract
  • 2 and 1/4 cups whole rolled oats, divided, 234 grams
  • 2 tsp baking powder
  • 1/2 tsp baking soda
  • pinch of salt
  • 1/4 cup cocoa powder, 25 grams
  • 1 cup chocolate chunks, Use dairy-free if needed, 190 grams

Instructions 

  • Prep: Preheat oven to 350° F. Grease a muffin tin with nonstick spray or line it with muffin papers.
  • Make the Oat Flour: Add 1 and 1/4 cups of the whole rolled oats to a food processor, and pulse until they are pulverized and flour-like. You just made oat flour!
    2 and 1/4 cups whole rolled oats, divided
  • Make the Muffin Batter: Mash your bananas in a large mixing bowl using a fork, until there are no lumps. Add the maple syrup, eggs, milk, and vanilla to the mashed bananas and whisk together until combined. Add the dry ingredients – the oat flour, whole oats, baking powder and soda, salt, and cocoa powder. Whisk until well combined. Stir in the chocolate chunks last.
    2 large overripe bananas, 1/3 cup maple syrup, 2 large eggs, 3/4 cup milk, 1 tsp vanilla extract, 2 tsp baking powder, 1/2 tsp baking soda, pinch of salt, 1/4 cup cocoa powder, 1 cup chocolate chunks, 2 and 1/4 cups whole rolled oats, divided
  • Bake: Spoon batter into your muffin cups (I filled each a little more than 3/4 of the way full). Sprinkle some extra chocolate chunks on top before baking, if desired.
    Bake for 15-18 minutes. A toothpick inserted into the center of a muffin should have some moist crumbs on it but should NOT have wet batter on it.
  • Serve + Store: Enjoy while warm from the oven, with a pinch of flaky sea salt. Let leftovers cool and store in an airtight container at room temp fo 2-3 days, or in the fridge for 5-7. Reheat in the microwave for warm muffin goodness.

Notes

NOTE: You don’t need to buy oat flour – simply process 1 1/5 cups whole oats in a blender or food processor to make your own oat flour!
NOTE: The one type of milk I would NOT recommend using here is canned coconut milk. I think any type of milk in a carton, whether dairy or non-dairy (almond, cashew, etc.) will work just fine. 

Nutrition

Serving: 1muffin, Calories: 180kcal, Carbohydrates: 27g, Protein: 4g, Fat: 7g, Saturated Fat: 3g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 2g, Trans Fat: 0.01g, Cholesterol: 29mg, Sodium: 118mg, Potassium: 256mg, Fiber: 3g, Sugar: 12g, Vitamin A: 78IU, Vitamin C: 2mg, Calcium: 79mg, Iron: 2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Like this? Leave a comment below!

Stephanie Simmons

I’m a Mom & Grandma-taught cook + baker, and I’m excited to share my love of all things food with you!

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5 from 16 votes (3 ratings without comment)

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35 Comments

  1. Isa says:

    5 stars
    Lovely test and so so easy to make!

    1. Stephanie Simmons says:

      So glad to hear you enjoyed this recipe, Isa!

  2. Ruby says:

    5 stars
    For being essentially baked oats, these muffins are REALLY good. I’ve done pretty much this but minus the chocolate addition, GF banana bread muffins, though I like these so much better. Loveeee chocolate. I was skeptical but these are super good!

    1. Stephanie Simmons says:

      Thanks so much, Ruby!

  3. Paula says:

    5 stars
    This was so delicious! I have a picky partner when it comes to me making “healthier” substitutes for our sweet fixes. But this hit the spot!

    1. Stephanie Simmons says:

      Glad to hear these were a hit, Paula!

  4. Katie says:

    5 stars
    I made these into little loafs and they were so good! I added some cinnamon and espresso too to switch things up and it was delish! Thanks for the recipe!

    1. Stephanie Simmons says:

      So glad you liked it, Katie! 🙂

  5. Lauri says:

    5 stars
    I just made these and they were delicious!! I really like using maple syrup instead of sugar in muffin recipes. Thanks

  6. marilyn @family food around the clock says:

    I have tried a few banana muffins, so I can’t wait to make these ones. I sounds delicious

  7. Jenn says:

    Totally stoked and shocked they’re GF, refined sugar free, and oil free! Holy cow! So awesome!

    1. Stephanie Simmons says:

      I was shocked too, that something lacking all those things could taste so good!! I mean, the chocolate helps! ?

      1. Jenn says:

        5 stars
        It’s fantastic!

  8. Pam Greer says:

    These sound delicious! I have been wanting to make some healthier treats! These are perfect!

    1. Stephanie Simmons says:

      Hope you make and love them! ☺️